· A. Generally, car insurance follows the car. That means if someone borrows your car and is at fault for an accident, your policy’s liability coverage will cover them. There are instances when car insurance follows the driver, like when you rent a car. Ohio is a "Fault" Car Accident State. Ohio follows a "fault" system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident. This means that the person who was at fault for causing the car accident is responsible for compensating anyone who suffered harm as a result of the crash (although from a practical Estimated Reading Time: 4 mins. · Car insurance usually follows the car in Ohio. The types of car insurance that follow the car in Ohio are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Ohio. If you let someone borrow your car.
Car insurance usually follows the car in Ohio. The types of car insurance that follow the car in Ohio are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Ohio. If you let someone borrow your car. At AAA Ohio Auto Club Insurance Agency, we often get questions about insurance for borrowing a car or loaning a car to someone else. Insurance coverage follows the vehicle. Generally, insurance coverage follows the vehicle rather than the driver. In most instances, as long as the owner of the car has insurance, their policy covers it even if someone other than them drives the car. The borrower’s insurance is considered secondary. Ohio is a "Fault" Car Accident State. Ohio follows a "fault" system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident. This means that the person who was at fault for causing the car accident is responsible for compensating anyone who suffered harm as a result of the crash (although from a practical standpoint it's typically the at-fault driver's insurance carrier that will cover these losses, up to policy limits).
Car insurance is an unavoidable expense, but you shouldn’t pay more for it than necessary. If you’re buying a car, truck or SUV, get a few insurance estimates before you commit to the purchase so that you know what it will cost you to own a. If you’re purchasing your first car, buying used is an excellent option. You’ll not only be saving a considerable amount of money, but you’ll also avoid first-year depreciation hits new car owners face. When you’re looking at the condition. Whether a car is old or new, having a car insurance policy is a necessity. Sometimes used cars are purchased from individuals rather than dealerships, which can require more of the buyer’s participation in the process of transferring the ti.
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